Check out this month's home book

Buying a House

Looking for a home to purchase can be both exciting and challenging. Buying a house is the largest investment most people make. Whether you are looking for new construction, pre-owned, investment property, land, etc., having an experienced agent can help take the pressure off. A good realtor will:

  • help guide you on the affordability of your dream home, best matched with a mortgage payment that fits your family lifestyle and goals
  • learn about your lifestyle & desired neighborhoods
  • help outline ways to view & compare homes
  • assist you in narrowing the choices and show you the best options
  • serve as your trusted advisor to ensure you get the best home, at the best price, in the timeframe that best meets your needs

Home Buying Process

Getting Pre-Qualified

  • Meeting with a Loan Officer
  • Filling out a loan application
  • Deciding the payment you want and price range you will be purchasing in

Finding your home

  • What is important to you? (location, schools, freeway access)
  • Type of home (ranch, 2-story, home on acreage, year of home)
  • Remember things may change as you begin your search but it is good to have a starting point

Make an Offer

  • Price (consult your realtor to help you determine fair market value)
  • Terms (move in date, closing)

Closing a House

  • Financing approved
  • Contingencies approved
  • Appraisal
  • Set up closing appointment at Title Company to sign
  • Mortgage Funds
  • Congratulations Your Home Records and you receive keys

Moving Checklist for Home Buyers

Set up or transfer all accounts

  • Utilities: electric, gas, water, sewer, garbage/recycling
  • Services: cable, telephone, newspaper, yard maintenance
  • Postal Service
  • Insurance policy on home

Moving out of the area

  • Bank accounts
  • Medical Providers
  • Pharmacy
  • Children’s schools and childcare
  • Car Registration & Drivers License