Buying a House
Looking for a home to purchase can be both exciting and challenging. Buying a house is the largest investment most people make. Whether you are looking for new construction, pre-owned, investment property, land, etc., having an experienced agent can help take the pressure off. A good realtor will:
- help guide you on the affordability of your dream home, best matched with a mortgage payment that fits your family lifestyle and goals
- learn about your lifestyle & desired neighborhoods
- help outline ways to view & compare homes
- assist you in narrowing the choices and show you the best options
- serve as your trusted advisor to ensure you get the best home, at the best price, in the timeframe that best meets your needs
Home Buying Process
Getting Pre-Qualified
- Meeting with a Loan Officer
- Filling out a loan application
- Deciding the payment you want and price range you will be purchasing in
Finding your home
- What is important to you? (location, schools, freeway access)
- Type of home (ranch, 2-story, home on acreage, year of home)
- Remember things may change as you begin your search but it is good to have a starting point
Make an Offer
- Price (consult your realtor to help you determine fair market value)
- Terms (move in date, closing)
Closing a House
- Financing approved
- Contingencies approved
- Appraisal
- Set up closing appointment at Title Company to sign
- Mortgage Funds
- Congratulations Your Home Records and you receive keys
Moving Checklist for Home Buyers
Set up or transfer all accounts
- Utilities: electric, gas, water, sewer, garbage/recycling
- Services: cable, telephone, newspaper, yard maintenance
- Postal Service
- Insurance policy on home
Moving out of the area
- Bank accounts
- Medical Providers
- Pharmacy
- Children’s schools and childcare
- Car Registration & Drivers License
